[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cerpad.cz\/zastava-nemovitosti-riskantni-krok-nebo-cesta-ke-splnenemu-snu\/#Article","mainEntityOfPage":"https:\/\/www.cerpad.cz\/zastava-nemovitosti-riskantni-krok-nebo-cesta-ke-splnenemu-snu\/","headline":"Z\u00e1stava nemovitosti \u2013 riskantn\u00ed krok, nebo cesta ke spln\u011bn\u00e9mu snu","name":"Z\u00e1stava nemovitosti \u2013 riskantn\u00ed krok, nebo cesta ke spln\u011bn\u00e9mu snu","description":"V\u011bt\u0161ina z n\u00e1s se minim\u00e1ln\u011b jednou v \u017eivot\u011b ocitla v situaci, kdy jste museli \u0159e\u0161it svou novou budoucnost. P\u0159esn\u011bji \u0159e\u010deno \u2013 sv\u016fj nov\u00fd domov. S rodi\u010di nem\u016f\u017eeme pob\u00fdvat v\u011b\u010dn\u011b, nastal \u010das rozt\u00e1hnout k\u0159\u00eddla a vylet\u011bt z rodinn\u00e9ho hn\u00edzda do toho sv\u00e9ho. Ti \u0161\u0165astn\u011bj\u0161\u00ed, kter\u00fdm rodi\u010de p\u0159ipravily n\u011bco do za\u010d\u00e1tku si pouze vyberou svoje nov\u00e9 p\u016fsobi\u0161t\u011b, ... Read moreZ\u00e1stava nemovitosti \u2013 riskantn\u00ed krok, nebo cesta ke spln\u011bn\u00e9mu snu<\/span><\/a>","datePublished":"2018-03-21","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.cerpad.cz\/author\/#Person","name":"","url":"https:\/\/www.cerpad.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cerpad.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cerpad.cz\/wp-content\/uploads\/img_a315973_w2368_t1526934412.jpg","url":"https:\/\/www.cerpad.cz\/wp-content\/uploads\/img_a315973_w2368_t1526934412.jpg","height":0,"width":0},"url":"https:\/\/www.cerpad.cz\/zastava-nemovitosti-riskantni-krok-nebo-cesta-ke-splnenemu-snu\/","about":["Finance"],"wordCount":427,"articleBody":"V\u011bt\u0161ina z n\u00e1s se minim\u00e1ln\u011b jednou v \u017eivot\u011b ocitla v situaci, kdy jste museli \u0159e\u0161it svou novou budoucnost. P\u0159esn\u011bji \u0159e\u010deno \u2013 sv\u016fj nov\u00fd domov. S rodi\u010di nem\u016f\u017eeme pob\u00fdvat v\u011b\u010dn\u011b, nastal \u010das rozt\u00e1hnout k\u0159\u00eddla a vylet\u011bt z rodinn\u00e9ho hn\u00edzda do toho sv\u00e9ho.Ti \u0161\u0165astn\u011bj\u0161\u00ed, kter\u00fdm rodi\u010de p\u0159ipravily n\u011bco do za\u010d\u00e1tku si pouze vyberou svoje nov\u00e9 p\u016fsobi\u0161t\u011b, st\u011bhov\u00e1ky, vy\u0159\u00edd\u00ed p\u00e1r \u00fa\u0159edn\u00edch tahanic a m\u016f\u017eou se st\u011bhovat.Ta druh\u00e1 skupina, do kter\u00e9 jsem spadala i j\u00e1, je postavena p\u0159ed ot\u00e1zku: \u201eKde vz\u00edt na nov\u00fd byt \u010di d\u016fm a nekr\u00e1st?\u201c O \u0161et\u0159en\u00ed nem\u016f\u017ee b\u00fdt ani \u0159e\u010d, jeliko\u017e si ka\u017ed\u00fd mlad\u00fd \u010dlov\u011bk, chce sv\u016fj nov\u00fd domov u\u017e\u00edt.Nezb\u00fdv\u00e1 n\u00e1m tedy nic jin\u00e9ho, ne\u017e se obr\u00e1tit na n\u011bkterou bankovn\u00ed i nebankovn\u00ed instituci a za\u010d\u00edt vyb\u00edrat mezi spoustou finan\u010dn\u00edch produkt\u016f \u2013 v\u011bt\u0161inou hypot\u00e9k.Nev\u00edm jak vy, ale j\u00e1 (a\u010d absolvent ekonomick\u00e9 \u0161koly) jsem ve sv\u011bt\u011b hypot\u00e9k doslova ztracen\u00e1. Inu praxe je jin\u00e1 ne\u017e teorie. Proto je dobr\u00e9 se obr\u00e1tit na odborn\u00edky a nechat se v\u00e9st.Jakmile se pono\u0159\u00edte do sv\u011bta spojen\u00e9ho s t\u00edmto finan\u010dn\u00edm produktem, m\u016f\u017ee v\u00e1s zarazit anebo zaujmout slovo z\u00e1stava. Z\u00e1stava nemovitosti. Co si pod t\u00edm finan\u010dn\u00ed amat\u00e9r p\u0159edstav\u00ed? N\u011bkdo, kdo mi p\u016fj\u010d\u00ed pen\u00edze na d\u016fm, chce m\u00edt pr\u00e1vo ho prodat. Zn\u00ed to stra\u0161n\u011b \u017ee? A je to skoro tak, m\u016f\u017ee se pou\u017e\u00edt i v\u00fdraz pojistka.Poskytovatel hypot\u00e9ky se jist\u00ed, \u017ee budou dodr\u017eov\u00e1ny ve\u0161ker\u00e9 body smlouvy a o sv\u00e9 pen\u00edze nep\u0159ijde. Kdo by taky cht\u011bl p\u0159ij\u00edt o n\u011bkolik mili\u00f3n\u016f? P\u0159i pou\u017eit\u00ed zdrav\u00e9ho selsk\u00e9ho rozumu to v\u0161e d\u00e1v\u00e1 smysl, je to logick\u00e9 a v sou\u010dasn\u00e9 dob\u011b i nezbytn\u00e9. Pochybuji, \u017ee by se mezi v\u00e1mi na\u0161el n\u011bkdo, kdo m\u00e1 kolem sebe sam\u00e9 poctivce.V tom p\u0159\u00edpad\u011b beru z\u00e1stavu jako n\u011bco nevyhnuteln\u00e9ho, co je pot\u0159eba podstoupit, pokud chci m\u00edt d\u016fm na klidn\u00e9m m\u00edst\u011b s velkou zahradou a chci ho m\u00edt v nejbli\u017e\u0161\u00ed dob\u011b, aby si ho u\u017eili m\u00e9 d\u011bti a ne a\u017e vnou\u010data. 4.4\/5 - (9 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00e1stava nemovitosti \u2013 riskantn\u00ed krok, nebo cesta ke spln\u011bn\u00e9mu snu","item":"https:\/\/www.cerpad.cz\/zastava-nemovitosti-riskantni-krok-nebo-cesta-ke-splnenemu-snu\/#breadcrumbitem"}]}]